| Reward Checking Accounts |
What are Reward Checking Accounts?
These accounts usually offer a higher premium
rate for customers who meet certain monthly
requirements such as:
- Make 10 to 20 signature-based or
PIN-based debit card
transactions.
- Make 1 direct deposit, auto-debit,
and/or online bill payment.
- Receive electronic statements only, no
paper/mail statements.
- Log into your online account at least
once.
- Maintain a balance of usually under
$25,000.
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| Crossroads Bank - Effingham First
Checking (6.10%) |
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Crossroads Bank.
To earn the bonus rates, perform these
requirements each monthly cycle.
- Sign up to receive electronic
statements.
- Have 20 Visa Debit Card transactions
per statement cycle (excluding ATM
transactions).
Notes:
- Minimum Balance: $0
- Monthly Fee: $0
- Accounts must be open in person.
- Earn 6.10% APY on balances up to
$30,000
- Earn 2.00% APY on balances over
$30,000
- Earn 0.10% APY if requirements are
not met.
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