Home > Where to Put Your Money > Reward Checking Accounts > MidWest America Federal Credit Union
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Reward Checking Accounts
What are Reward Checking Accounts?

These accounts usually offer a higher premium rate for customers who meet certain monthly requirements such as:

  • Make 10 to 20 signature-based or PIN-based debit card transactions.
  • Make 1 direct deposit, auto-debit, and/or online bill payment.
  • Receive electronic statements only, no paper/mail statements.
  • Log into your online account at least once.
  • Maintain a balance of usually under $25,000.
 
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MidWest America Federal Credit Union (6.31%) Apply Now for MidWest America Federal Credit Union (6.31%)
MidWest America FCU. To earn the reward rates, perform these requirements each monthly cycle.
  • Have at least one ACH transaction in your checking account during each qualification cycle.
  • Have at least 10 cleared debit card transactions each qualification cycle for purchases.
  • Register and receive monthly e-statements (must maintain a valid e-mail address).

Notes:

  • Minimum Balance: $0
  • Monthly Fee: $0
  • Hard Inquiry: No
  • Earn 6.31% APY on balances up to $25,000.
  • Earn 1.51% APY on balances over $25,000.
  • Earn 0.11% APY if requirements are not met.
 
Where to Put Your $$$
Reward Checking Accounts
MidWest America FCU (6.31% APY)
Community Bank of Pleasant Hill (6.10% APY)
Crossroads Bank (6.10% APY)
Charter Bank (6.01% APY)
Golden Plains CU (6.01% APY)
Coulee Bank (6.01% APY)
Summit Bank and Trust (6.01% APY)
Saving Accounts
Wachovia Way2Save (5% APY)
CNB Bank Direct (4% APY)
Dollar Savings Direct (4% APY)
Corus Bank Ultimate MMA (3.85% APY)
E-Loan Savings Plus (3.85% APY)
Venture Bank Direct (3.80% APY)
Capital One Costco Savings (3.75% APY)
Citibank Ultimate Savings (3.50% APY)
Washington Mutual (3% APY)
CDs
3 Month
VirtualBank (3.51% APY)
Nexity Bank (3.42% APY)
E-Loan (3.41% APY)
Imperial Capital Bank (3.40% APY)
6 Month
Corus Bank (4.25% APY)
AmTrust Direct (4.10% APY)
Imperial Capital Bank (4.10% APY)
Virtual Bank (4.08% APY)
9 Month
AmTrust Direct (4.15% APY)
Imperial Capital Bank (4.15% APY)
VirtualBank (4.13% APY)
ebank (4.06% APY)
12 Month
Patelco (7% APY)
Corus Bank (4.65%)
Flagstar Bank (4.50% APY)
VirtualBank (4.45% APY)